Neoland Real Estate SRL, Bucureşti

Do you want to make a real estate investment and you don't have sufficient funds? The romanian banking offers a wide variety of credits, both retail and corporate, so that you should make the best choice regarding both costs and ease of purchase. Should you choose a mortgage you need to consider a study of all the offers available on the market. Keeping in mind the size of the investment spanning through a 15-30 years one needs to account for the relationship with the creditor the professionalism of their emploees, services attached to the loan and the processing time. Also one needs to customize the product to suit their needs, choosing in between variable and fixed interest rates, in between RON then others currencies . The latter is entirely up to you, precisely RON, EURO or USD. Interest rates vary as follows: 1).for RON : 7, 6-11%. 2).for EURO : 5, 95- 10%. 3).for USD : 8, 75- 11, 5%. The majority of banks found up to 75% of the investment. To qualify for a credit, one needs proof of income, marital status, the aggregate income guarantees and the precontract of the business plan as proof of the financial investment size. Should you apply for a personal/ unguaranteed loon, a minimum of documents are necessary: identity cards/passport, photo copies, proof of income and a copy of the employment contract. Note that should the value exceed 1000 euro, it is usually required a life assurance or another guarantee. Is there such thing as the best credit? Sure there is, but only regarding individual needs of each applicant. If there was a product that could be named ?the Best? the competitive market would crumble. Therefore the strict notion can only be regarded as best for ones needs. Do you wish to make an early payment? We believe that the most suitable product comes from Banca Transilvania, with a nonexistent commission; but the interest rate is 10%. Or if you want to extend the payment period with 5 years there is the HVB Tiriac option.